Let's make Medicare simple.
The Four Parts of Medicare
A
Helps cover:
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Hospital stays
-
Skilled nursing facility care
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Hospice
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Some home health services
Which Medicare Coverage is Right for You?
Most people begin here.
Original Medicare is the foundation of your Medicare coverage and includes:
✓Part A (Hospital Insurance)
✓Part B (Medical Insurance)
Most people enroll through the Social Security Administration when they become eligible for Medicare.
2 - Decide How You Want to Receive Your Medicare Benefits
After enrolling in Original Medicare, you'll choose one of these two paths:
Option A
Original Medicare + Medicare Supplement (Medigap) + Prescription Drug Plan
OR
Option B
Medicare Advantage (Part C)
You choose the option that best fits your healthcare needs, doctors, and budget.
Option A - If You Choose Original Medicare...
Many people also add a Medicare Supplement (Medigap) plan to help pay some of the out-of-pocket costs that Original Medicare doesn't cover, like deductibles, copays, and coinsurance.
Most people also enroll in a Part D Prescription Drug Plan to help cover the cost of medications.
Your coverage could look like:
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Part A
-
Part B
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Medicare Supplement
-
Part D Prescription Drug Plan
Option B - If You Choose Medicare Advantage...
A Medicare Advantage plan coordinates the way you receive your Part A and Part B benefits through a private insurance company approved by Medicare.
Many plans also include:
✓ Prescription Drug Coverage
✓ Dental
✓ Vision
✓ Hearing
✓ Fitness Benefits
Your coverage could look like:
-
Medicare Advantage (Part C)
-
Often includes Part D and additional benefits
3 - Compare Plans
We'll compare plans based on:
✓ Your doctors
✓ Your prescriptions
✓ Your preferred pharmacies
✓ Your budget
✓ Your travel needs
✓ The benefits that matter most to you
No two people are exactly alike, so your Medicare plan shouldn't be either.